Proverbs 27:11-13

Amplified Bible

¹¹ 
My son, be wise, and make my heart glad,
That I may reply to him who reproaches (reprimands, criticizes) me.^(A)
12 
A prudent man sees evil and hides himself and avoids it,
But the naive [who are easily misled] continue on and are punished [by suffering the consequences of sin].^(B)
13 
[The judge tells the creditor,] “Take the garment of one who is surety (guarantees a loan) for a stranger;
And hold him in pledge when he is surety for an immoral woman [for it is unlikely the debt will be repaid].”^(C)